In this article, you will learn about:
To start, make sure you have the following:
What is the Credit Score Simulator?
The Credit Score Simulator is an educational tool. The Credit Score Simulator starts with the information in your current credit report and explores how changing that information could affect your score.
Explore, adjust and ponder, but just remember these are estimated outcomes and not predictions. Of course, it’s all hypothetical. Simulating these changes won’t actually affect your score or report.
How do I use the Credit Score Simulator?
Scroll down and locate the Credit Score Simulator section
Select the scenario you want to evaluate
Available options:
* Get a new loan
* Open a new credit card
* Close my oldest card
* Get a credit limit increase
* Increase or decrease my balances
* Let my account go past due
* Go into foreclosure
* Have my wages garnishedSee the new simulated score
Click on Go Back if you want to try a different scenario
