In this article, you will learn about:
To start, make sure you have the following:
What is the Credit Score Factors tool?
The Credit Score Factors tool section shows a summary of the credit score factors and their impact on your actual score.
High impact factors: payment history, credit card use, and derogatory marks.
Medium impact factors: credit age.
Low impact factors: total accounts and hard inquiries.
How do I use the Credit Score Factors tool?
Scroll down and locate the Credit Score Factors section
Select any of the three bureaus to review the Credit Score Factors impact as reported by the bureaus