Credit monitoring is a service that continuously monitors your credit report for changes and updates. Changes and updates to your report may include brand new inquiries, missed payments, or new accounts. If you are a Credit Hero Score member, we will contact you if any new alerts appear on your credit file.

Credit monitoring is also an important tool for fighting identity theft since one is updated immediately when someone attempts to open an account under your name. Without credit monitoring, a person could be at risk that someone will steal their identity or create debt under their name.