How do I use the Credit Score Factors tool?

In this article, you will learn about: 

• Prerequisites
• What is the Credit Score Factors tool?
• How do I use the Credit Score Factors tool?

To start, make sure you have the following:

• A Credit Hero Score account

What is the Credit Score Factors tool?

The Credit Score Factors tool section shows a summary of the credit score factors and their impact on your actual score.

• High impact factors: payment history, credit card use, and derogatory marks.
  
  
• Medium impact factors: credit age.
  
  
• Low impact factors: total accounts and hard inquiries.

How do I use the Credit Score Factors tool?

1. Log in to your Credit Hero Score account
   
   
   
2. Scroll down and locate the Credit Score Factors section
   
   
   
   
3. Select any of the three bureaus to review the Credit Score Factors impact as reported by the bureaus